Northaxis Capital operates exclusively as a licensed broker and financial consultant. We are not a direct lending institution.
It is essential that all prospective clients understand the nature of our business relationship. Northaxis Capital serves as an intermediary and consultant, connecting businesses and individuals with appropriate lending institutions and financial products. We do not provide loans directly, nor do we hold or disburse funds on behalf of any lending institution.
Our role is to evaluate your financial needs, identify suitable lending partners from our extensive network, and facilitate the application process. We leverage our industry expertise and relationships to help you secure optimal financing terms, but all lending decisions and fund disbursements are made solely by the participating financial institutions.
We Are
Licensed brokers and financial consultants who connect you with lenders
We Are Not
Direct lenders who originate, fund, or service loans from our own capital
By submitting any inquiry form, application, or request for information through our website, email, telephone, or any other communication channel, you hereby provide your express written consent to Northaxis Capital and its authorized representatives, partners, and affiliated lending institutions to contact you regarding your inquiry and related financial services.
01
Contact Methods Authorized
You consent to being contacted via telephone (including mobile and residential numbers), text messages (SMS), email, and other electronic communications
02
Automated Technology
You acknowledge and agree that contact may be made using automated telephone dialing systems, artificial or prerecorded voice messages, and automated email systems
03
Scope of Communications
Communications may include information about your application status, required documentation, available financial products, promotional offers, and general service updates
04
Your Rights
You may revoke this consent at any time by contacting us in writing, though revocation may impact our ability to process your application or provide services
Important: Standard message and data rates may apply to SMS communications. Consent to be contacted is not a condition of purchasing any goods or services, but may be necessary to facilitate your application or inquiry.
Transparent Pricing
No Upfront Fees Policy
Northaxis Capital is committed to transparent and ethical business practices. We maintain a strict policy against charging any upfront fees, application fees, processing fees, or advance payments of any kind prior to successfully securing financing for our clients.
You will never be required to pay Northaxis Capital any fee before your loan application is approved and funded by a participating lender. Our compensation is structured as a success-based model, meaning we only receive payment after you have successfully obtained the financing you need and the lending institution has disbursed the funds.
This policy ensures that our interests are fully aligned with yours—we succeed only when you succeed in securing the financial solutions that meet your business or personal needs.
What This Means
No application fees required to begin the process
No processing or administrative fees charged upfront
No consultation fees for initial evaluations
No advance payments or deposits required
Compensation only after successful funding
If Anyone Requests Upfront Payment
If any party claiming to represent Northaxis Capital requests upfront fees, please report this immediately to our compliance department. Such requests do not represent our company policy and may indicate fraudulent activity.
Governing Law and Legal Terms
Jurisdiction and Applicable Law
These Terms of Service, and any disputes arising out of or related to your use of Northaxis Capital's services, shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to its conflict of law provisions.
Governing Jurisdiction
Commonwealth of Massachusetts
Venue
State and federal courts located in Massachusetts
Applicable Regulations
Federal and Massachusetts state financial services regulations
Additional Terms and Conditions
Acceptance of Terms
By accessing our website, submitting an inquiry, or utilizing any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, please discontinue use of our services immediately.
Modification of Terms
Northaxis Capital reserves the right to modify these Terms of Service at any time. Changes become effective immediately upon posting to our website. Your continued use of our services following any modifications constitutes acceptance of the updated terms.
For questions regarding these Terms of Service, please contact our legal department at legal@northaxiscapital.com or call our main office during regular business hours.